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We Actually Pick Up the Phone

     No more waiting days for answers.

  • Talk to a real person — fast. We answer your calls, texts, and emails when you need help.

  • Need a certificate of insurance (COI)? We get it to you within minutes, not days.

  • Claims? We walk you through it step by step — no runaround.

No Confusing Paperwork or Hidden Fees

     We keep things simple and honest.

  • Clear and upfront pricing — no surprise charges later.

  • We explain exactly what your truck and trailer insurance covers (and what it doesn’t).

  • Easy-to-understand policies so you always know what you’re paying for and why.

Fast, Flexible Coverage for Every Kind of Trucking

      Coverage that works the way you do.

  • Policies for dump trucks, hotshots, semis, box trucks, and full fleets — we do it all.

  • Protection whether you’re hauling local or long distance, leased on or running under your own authority.

  • Quick updates when you buy or sell a truck — no waiting around to stay protected.

Get Started Today

Start your quote now and get covered with confidence. We’ll walk you through everything if you need help.

Not sure what coverage you need or where to start? Reach out and get real answers from a licensed expert who gets trucking.

Got Questions? Send us a Message.

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Workers Compensation

Illinois law requires employers to provide workers’ compensation insurance for almost everyone who is hired, injured, or whose employment is localized in Illinois.

Sole proprietors, business partners, corporate officers, and members of limited liability companies may exempt themselves.

Overall, it is estimated that 91% of Illinois employees are covered under the Act.


An employer that knowingly and willfully fails to obtain insurance may be fined up to $500 for every day of noncompliance, with a minimum fine of $10,000. Corporate officers can be held personally liable if the company fails to pay the penalty.

Since 2006, the Commission has collected over $7 million in fines.

This provides workers the proper legal protection and other employers a more fair competitive arena.

Non-Trucking Liability

Non-trucking liability insurance provides coverage when a commercial truck is used for personal activities unrelated to business operations, such as running errands, visiting the bank, or attending a child’s event.

Since you are not driving for business purposes, there is no coverage under your Motor Carrier’s liability or business auto policy.

NTL is in most cases, required by the motor carrier with whom the owner/operator has signed a lease agreement.

This insurance fills a potential gap for non-business use of the equipment, and helps to protect the motor carriers’ primary liability policy.

General Liability

A growing number of risk managers require for-hire truckers to have Trucking General Liability Insurance.

It pays for injuries or property damage you cause as a result of business activities NOT directly related to operating your truck.

Primary Liability

Two of the main coverages that constitute Liability Insurance are, Bodily Injury and Property Damage insurance.

These coverages pay for another party’s injuries and repairs after an at-fault accident.

Bodily Injury coverage could include medical expenses, rehabilitation, and lost earnings.

Property Damage insurance policies cover damages to someone’s vehicle, residence, or other properties.

Generally, both Bodily Injury and Property Damage insurance are legally required.